Privacy Policy for Ask Mr. Dinero

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Last Updated: March 19, 2026

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Ask Mr. Dinero ("the Company," "we," "us," or "our") operates the website askmrdinero.me (the "Site") and provides AI-powered financial education services. We are committed to protecting your privacy and ensuring transparency regarding how we collect, use, and disclose your information.

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Your privacy is important to us. This Privacy Policy explains how we collect, use, and protect your data.

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By using our Site and services, you agree to the collection and use of information in accordance with this Privacy Policy.

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1. Information We Collect

We collect several types of information to provide and improve our services to you:

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a. Personal Data
While using our Site, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you ("Personal Data"). This may include, but is not limited to:

• Email address (for example, if you sign up for our newsletter or contact us)

• First name and last name

• Usage data and cookies

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b. Interactive Data (AI Chat Logs)
Our service is powered by artificial intelligence (including ChatGPT technology). We collect and store the queries, questions, and information you input into the "Ask Mr. Dinero" AI interface. Please do not share highly sensitive financial identifiers (such as bank account numbers, social security numbers, or passwords) within the chat interface.

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c. Usage Data
We may collect information on how the Site is accessed and used. This may include your computer's Internet Protocol (IP) address, browser type, browser version, the pages of our Site that you visit, the time and date of your visit, and other diagnostic data.

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2. Use of Data

Ask Mr. Dinero uses the collected data for various purposes:

• To provide AI-powered financial education, and to provide and maintain the Site and AI assistant.

• To notify you about changes to our service or new digital products.

• To provide customer support and answer financial literacy questions.

• To gather analysis or valuable information so that we can improve our AI responses.

• To monitor the usage of the Site.

• To detect, prevent, and address technical issues.

• To send newsletters or updates if you've opted in (and you may opt out at any time).

• To track affiliate conversions (including via cookies used for affiliate tracking).

• To provide you with news, special offers, and general information about other goods, services, and events which we offer (unless you have opted out).

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3. Disclosure of Data

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a. Third-Party Service Providers
We may employ third-party companies and individuals to facilitate our Service (e.g., OpenAI for AI processing, website hosting providers, and email marketing platforms). These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.

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b. Affiliate Disclosure and Tracking
Ask Mr. Dinero participates in the Amazon Services LLC Associates Program. We use cookies and tracking technology to ensure that we receive credit for sales referred through our affiliate links, including under our Amazon Associate ID: blak02-20. Third-party vendors may use cookies to serve ads based on a user's prior visits to our website or other websites.

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c. Legal Requirements
The Company may disclose your Personal Data in the good faith belief that such action is necessary to:

• Comply with a legal obligation.

• Protect and defend the rights or property of Ask Mr. Dinero.

• Prevent or investigate possible wrongdoing in connection with the Site.

• Protect the personal safety of users of the Site or the public.

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4. Data Security

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The security of your data is important to us, but remember that no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.

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5. Your Data Protection Rights

We aim to comply with CCPA (California) and GDPR (Europe) standards. Depending on your jurisdiction (such as the European Economic Area under GDPR or California under CCPA), you may have the following rights:

• The right to access, update, or delete the information we have on you.

• The right of rectification (to have your information fixed if it is inaccurate).

• The right to object to our processing of your Personal Data.

• The right to data portability.

• The right to withdraw consent at any time where we relied on your consent to process your personal information.

 

6. Children's Privacy

Our Service does not address anyone under the age of 13. We do not knowingly collect personally identifiable information from anyone under the age of 13. If you are a parent or guardian and you are aware that your child has provided us with Personal Data, please contact us.

 

7. Financial Education Disclaimer

Ask Mr. Dinero provides educational information and AI-generated guidance regarding personal finance. We are not licensed financial advisors, accountants, or attorneys. The information provided via our AI and Site does not constitute professional financial, legal, or tax advice. You should consult with a professional professional before making significant financial decisions.

 

8. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date at the top of this document. You are advised to review this Privacy Policy periodically for any changes.

 

9. Contact Us

If you have any questions about this Privacy Policy, please contact us:

• By visiting this page on our website: askmrdinero.me

• By reaching out via our website: askmrdinero.me

• By contacting the Owner: Matthew Elizondo at askmrdinero@gmail.com