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Terms of Service for Ask Mr. Dinero
 

Last Updated: March 19, 2026
 

Welcome to Ask Mr. Dinero (“Company,” “we,” “us,” or “our”). These Terms of Service (“Terms”) govern your access to and use of our website located at askmrdinero.me (the “Site”), our AI-powered financial education tools, digital products, and any other services provided by Ask Mr. Dinero (collectively, the “Services”).
 

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, do not use the Services.
 

1. EDUCATIONAL PURPOSES ONLY – NOT FINANCIAL ADVICE

Ask Mr. Dinero is a financial education platform. The information provided through the Services, including AI-generated responses, blog posts, and digital products, is for general educational and informational purposes only.

Mr. Dinero is an AI-powered assistant, not a human financial advisor, accountant, or attorney. We do not provide personalized investment, tax, or legal advice. Your financial situation is unique, and any information obtained through our Services may not be appropriate for your specific circumstances. Before making any significant financial decisions, you should consult with a qualified professional. You agree that you use the information provided by Ask Mr. Dinero at your own risk.


2. ELIGIBILITY

By using the Services, you represent and warrant that you are at least 18 years of age and have the legal capacity to enter into these Terms. If you are under 18, you may only use the Services with the consent and supervision of a parent or legal guardian.


3. DESCRIPTION OF SERVICES

Ask Mr. Dinero provides AI-driven guidance, budgeting tips, and financial education designed to simplify complex money concepts. We offer digital products (such as ebooks and guides) and may recommend third-party tools or services. We reserve the right to modify, suspend, or discontinue any part of the Services at any time without notice.


4. AFFILIATE DISCLOSURE AND THIRD-PARTY LINKS

Ask Mr. Dinero is a participant in the Amazon Services LLC Associates Program. We may include affiliate links to products or services on Amazon.com and other third-party websites. If you click on an affiliate link and make a purchase, we may receive a small commission at no additional cost to you. Our Amazon Associates ID is: blak02-20.

We do not control and are not responsible for the content, privacy policies, or practices of any third-party websites. The inclusion of a link does not imply endorsement by Ask Mr. Dinero.


5. INTELLECTUAL PROPERTY RIGHTS

All content on the Site, including text, graphics, logos, images, AI-generated outputs, and software, is the property of Ask Mr. Dinero or its content suppliers and is protected by copyright, trademark, and other intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access the content for personal, non-commercial use only.


6. USER CONDUCT

You agree not to:

  • Use the Services for any unlawful purpose.

  • Attempt to reverse-engineer, decompile, or disrupt the AI infrastructure.

  • Use any automated system (bots, spiders, etc.) to harvest data from the Site.

  • Input sensitive personal financial data (such as social security numbers or bank account passwords) into the AI chat interface.


7. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY LAW, ASK MR. DINERO AND ITS AFFILIATES, OFFICERS, AND EMPLOYEES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

  1. YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SERVICES;

  2. ANY CONTENT OBTAINED FROM THE SERVICES;

  3. ANY ERRORS OR OMISSIONS IN AI-GENERATED CONTENT; OR

  4. UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT.


8. INDEMNIFICATION

You agree to indemnify and hold harmless Ask Mr. Dinero and its owner, Matthew Elizondo, from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the Services or your violation of these Terms.


9. NO WARRANTIES

The Services are provided on an "AS IS" and "AS AVAILABLE" basis. Ask Mr. Dinero makes no representations or warranties of any kind, express or implied, as to the operation of the Services or the information, content, or materials included therein. We do not warrant that the Services will be uninterrupted, timely, secure, or error-free.


10. GOVERNING LAW

These Terms shall be governed by and construed in accordance with the laws of the State of wi, United States, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms will be brought exclusively in the courts located in wi.


11. CHANGES TO TERMS

We reserve the right to update or modify these Terms at any time. We will notify you of any changes by posting the new Terms on this page and updating the "Last Updated" date. Your continued use of the Services after such changes constitutes your acceptance of the new Terms.


12. CONTACT INFORMATION

If you have any questions about these Terms, please contact us at:
Email: askmrdinero@gmail.com

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